Background: The words "give up" and "can't" are not in Melisa’s vocabulary. In 2011 after a debilitating medical incident, Melisa was told that she would never live a normal life and be able to care for herself. Now, nine years later, she is CEO of her own company, hosts her own radio show and podcast, as well as works out five nights a week. Melisa’s determination and tenaciousness helped her overcome her brush with death and she applies the same persistence and willpower when it comes to her business and her passion for succeeding. Melisa works hard and pushes herself even harder when others rely on her. Everyone plans for the future, but no one plans for when life happens. Melisa took her life’s course-redirection and recognized its potential and new possibilities. Leveraging her connections made years ago, she forged ahead on the path she is on today. 2002-2003 - In college for paralegal
Trient Press 35 From 2003-2011 Restaurant management In 2010 an opportunity presented itself to work with a member of the government where I needed to learn foreign languages, be versed in the theory of constitutional law but not practice it. Understand business and finance, government, and trade. 2011 Life happened. With a debilitating medical emergency my plans stopped. Only to put me on the path of today. 2016 Wrote and published first novel 2017-Took over as Marketing Director for Wild Dreams Publishing - Enrolled in BSU for marketing classes - Started hosting Author Talk on Atlanta Mix 108 -Wrote and published 12 novellas 2018 -Started Dove and Dragon Publishing -Started Ruscsak Films and Publishing -Started Dove and Dragon Radio with now over 200 episodes -Added Cleveland Smooth Jazz to radio shows that I host - Became friends with those who worked with work in both publishing and film. -Wrote and published one novel 2019 -Attended the American Film Market in L.A -Started finding the flaws in small press publishing as my company was set up -Began to figure out what was needed for the company to grow. -Wrote and published two novels -Collaborated on six movie/tv series scripts 2020-Began the research and development into Trient Press and the other companies that were a part of Ruscsak Films and Publishing. -Wrote and published one novel (17 total and counting)
Background: With her military career and Master’s and Bachelor’s degrees, Kristina has the mindset to see this company succeed. She has worked tirelessly beside Melisa for close to three years with only gratitude for payment. She has had four successful exits as an entrepreneur. She is currently working her fifth start-up with her husband while taking the reins as VP and COO of Trient Press, LLC. Everyone plans for the future they have in mind, not for the one they are often dealt by default. Kristina suffered a nearly fatal accident while stationed overseas in 1999 and that incident set her moving forward in a series of events that led her to where she is today. 1993 -1995 University of Oregon, School of Journalism 1995-2000 -United States Navy, Aircraft Electrician- Supervised Night-shift crew of ten men for 2.5 years and logged over 200 flight hours as a Quality Assurance Technician- signing off on repairs and ensuring those repairs were safely made -University of Phoenix Criminal Law courses, Honorably Discharged as E-5 1999 Life-threatening accident while stationed overseas 2000-2002 University of Oregon, School of Journalism, BS in Advertising, Minor in Communication 2001 Helped start up Landscaping company, Terra Firma Landscape Management, INC- current owner & CFO, on the Board of Directors 2002-2003 Pacific University, MAT Education - One of Oregon’s first ten to receive TAG Management Specialist, certification - Offered professor position with Pacific University after graduation- declined the position 2003-2005 Created advertising/marketing materials and commercials for AT&T 2005-2006 Taught third grade at Three Rivers Public School 2007-2016 -Began three start-ups locally, all have transferred ownership and are profitable, viable businesses. -Grew family by 2 kiddos 2015 Began writing first novel 2016 Volunteered seats on city and school district improvement committees -President PTA
Trient Press 2017-Met Melisa Ruscsak while she worked at Wild Dreams Publishing -President PTA 2018-Published first novel, and subsequent three -Began to recognize holes in the indie publisher process and where improvements were needed -Began home schooling two kids 2019-Began talks with Melisa about film ideas and began working for Ruscsak Film & Publishing -Began the process of a new-startup company with partners and investors in the service industry locally (fifth start-up) -Published three more novels with Dove & Dragon -Built professional network in both the film and publishing industries -Collaborated on six movie/tv series scripts -Home schools two kids 2020 -First quarter began the research and development into Trient Press and the other companies that were a part of Ruscsak Films and Publishing. -Published one novel (total of eight and counting) -Collaborated on five movie/tv scripts -Expanded professional network -Trient Press, LLC became legal entity (sixth start-up company) -Hired by Trient Press as Executive VP and Chief Operations Officer -Home schools two kids (6th and 8th grades)
1.Terms of the Loan:
a.Loan Amount -Phase 1 $3.2 million as seed.
b.Loan Amount: $19,050,000 . For Trient press office.
c.Length of the Loan: The Loan is for a period of 60 (sixty months).
d.Method of Repayment: Borrowers will affect the 10% quarterly Net profits by electronically depositing the money directly into the Lender’s designated bank account.
e. Prepayment Penalties: The Borrowers may satisfy the Loan at any time without incurring a prepayment penalty.
f.Funding Type- 10% Net Profits for 5 years
g.Closing time- Phase 2 -$5 million
Phase 3 - $5.2 million
Phase 4 $5,650,000million to complete the total investment of $19,050,000
H.Equity- 10% paid quarterly of Net Profit with a grace period to fourth quarter of 2021. Then payments will be made from Net Profit paid quarterly on the calender.
a.Notice of Default: In the event of a default on the Loan, the Lender must provide the Borrowers with written notice of the default.
b.Curing the Default: The Borrowers have 30 (thirty) days from the receipt of the Notice of Default to bring the Loan current. If the Loan is not made current within the 30 (thirty) days, then the acceleration clause is triggered.
c.Acceleration: If the Borrowers are in default under this Note or is in default under another provision of this Note, and such default is not cured within the minimum allotted time by law after written notice of such default, then Lender may, at its option, declare all outstanding sums owed on this Note to be immediately due and payable.
3.Provisions of the Written Agreement:
a.Amendments to the Loan: Amendments to the Loan can only be made in writing and signed by Lender and Borrowers.
b.Complete Terms of the Loan: This writing contains all the terms and conditions of the Loan. There are no promises or agreements made beyond the four corners of this written agreement.
c.Controlling Documents: This writing supersedes all previous drafts, emails, negotiations, etc. that were exchanged between the Parties.
d.Controlling Law: The terms of this agreement are governed by the laws of the State of Nevada.
e.Severability: In the event that any provision herein is determined to be void or unenforceable for any reason, such determination shall not affect the validity or enforceability of any other provision, all of which shall remain in full force and effect.
f.Attorneys’ Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable
attorneys’ fees. If Lender or Borrower sues to enforce this Note or obtain a declaration of its rights hereunder, the prevailing party in any such proceeding shall be entitled to recover its reasonable attorneys’ fees and costs incurred in the proceeding (including those incurred in any bankruptcy proceeding or appeal) from the non-prevailing party.
g.Economic Collapse: In the case of economic collapse, the minimum monthly payment will be stayed for a period. This is for national disasters or government shutdown lasting longer than 30 (thirty) days. The suspension of the minimum
monthly loan repayments shall be suspended until 14 (fourteen) days after the all clear is given to resume operations.